Privacy Policy, Terms & conditions

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This privacy policy sets out how “Real Estate Alliance & Lease” and "Katherine 'Kat' Soditus" uses and protects any information that you share with “Real Estate Alliance & Lease” and "Katherine 'Kat' Soditus"  when you use this  website. “Real Estate Alliance & Lease” and "Katherine 'Kat' Soditus"  is committed to ensuring  that your privacy is protected. Should we ask you to provide certain information by which you can be identified when  using this website, then you can be assured that it will only be used in accordance with this privacy statement. “Real Estate Alliance & Lease” and "Katherine 'Kat' Soditus"  may change this policy  from time to time by updating this page. You should check this page from time to time to ensure that you are happy  with any changes. This policy is effective from the date of your first website visit throughout every date of website visit.                     

GDPR Compliance: This Site is intended solely for individuals  residing outside of the territory of the European Union. By accessing and using this Site, you hereby agree and  represent either (i) you are not a resident of the European Union, or  (ii) if you are a resident of the European Union,  that you hereby provide express consent to any personal information which may be collected from you by this Site,  including, but not limited to, first name, last name, email address, phone number, physical address, IP address, and  social media accounts and information. In no event shall any user  cause this Site to collect personal information  of any individual residing in the European Union without firs obtaining the express consent of such  individual.                     

TCPA & Registration Terms:

If you choose to register on our website you hereby consent to receive auto dialed and/or prerecorded telemarketing calls and/or text messages on the phone number(s) you provide from or on behalf of Real Estate Alliance & Lease and/or Katherine "Kat" Soditus or it's participating lenders or affiliates, which may use an automatic telephone dialing system, an artificial or prerecorded voice or text message. Standard message and data rates may apply; please check with your wireless carrier regarding fees. You acknowledge that you may receive emails or communications with mortgage-related information. You also certify that the provided number is your actual cellular phone number. Furthermore, if your cell phone number changes, we ask for prompt notice of your new phone number.                        

Terms & Conditions: By accessing this website, you are agreeing to the terms of use stated below.                     

For Everyone, Especially Our Canadian Friends: (CASL) If you wish to register on this website  you are giving expressed consent for us to email, call, and text message you. If you do not wish for this type of  communication please do not register.                     

What We Collect:  We collect all information from our sign-up  process. This information is disclosed during the sign-up process and  can include name, email, city, state, gender,  birthday, picture, website, and IP location.
 

What we do with the information: We use this information to pass along to an  agent to help you find a property. You will be contacted by email, text, or phone using this information. Upon registration, your information will  be shared with our supporting lender.                     

Internal record keeping: We may use the information to improve our  products and services. We may periodically send promotional emails  about new products, special offers, or other information which we think  you may find interesting using the email address  which you have provided.  From time to time, we may also use your  information to contact you for market research purposes. We may contact  you                         by email, phone, fax, or mail. We may use the information to customize the  website according to your interests. We may provide your information to our  third-party partners for marketing or promotional purposes. We will never sell your information.                     

Security: We are committed to ensuring that your  information is secure. In order to prevent unauthorized access or  disclosure, we have put in place suitable physical,  electronic, and managerial procedures to safeguard and secure the  information  we collect online.                     

How we use cookies:  A cookie is a small file that asks permission to  be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow  web applications to respond to you as an  individual. The web application can tailor its operations to your needs,  likes, and dislikes by gathering and remembering  information about your preferences. We use traffic log cookies to identify which  pages are being used. This helps us analyze data about web page traffic  and improve our website in order to tailor it to  customer needs. We only use this information for statistical  analysis purposes and then the data is removed  from the system. Overall, cookies help us provide you with a  better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives  us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies.  Most web browsers automatically accept cookies, but you can usually  modify your browser setting to decline cookies  if you prefer. This may prevent you from taking full advantage of the                         website.                     

Links to other websites: Our website may contain links to enable you to  visit other websites of interest easily. However, once you have used these links to leave our site, you should note  that we do not have any control over that other website. Therefore,  we cannot be responsible for the protection and  privacy of any information which you provide whilst visiting such  sites and such sites are not governed by this  privacy statement. You should exercise caution and look at the privacy  statement applicable to the website in question.                     

Controlling your personal information: If you wish to opt-out of contact you can click  on the unsubscribe link at the bottom of any email correspondence. If you wish to opt-out of phone calls please  email kat@katsoditus.com.

California Consumer Privacy Policy Compliance: We adopt this section to comply with the California Consumer Privacy Act of 2018 (CCPA) and any terms defined in the CCPA have the same meaning when used in this section.                     

Collection of Personal Information: We collect information that identifies, relates  to, describes, references is reasonably capable of being associated  with, or could reasonably be linked, directly or  indirectly, with a particular consumer, household, or device  (“personal information”). However, personal  information does not include publicly available information from  government records or de-identified or  aggregated consumer information. In particular, within the last twelve months we  have collected the following categories of personal information:  (a) identifiers; (b) personal information  categories listed in the California Customer Records statute; (c) commercial information; (d) internet or  other similar network activity; and (e) inferences drawn from other personal information. We gather these categories  of personal information directly from you when you register to use our services and indirectly from you as you  interact with our website. However, please note, that you may visit our  website anonymously.                     

Use of Personal Information: We may use or disclose the personal information we collect for one or more of the following purposes:                     

1. To fulfill or meet the reason you provided  the information. For example, if you share your name and contact information to purchase a product or  service, we will use that information to process your payment and facilitate delivery.                         
2. To provide support, personalize, and develop our website, products, and services.
3. To create maintain, customize and secure your account with us.
4. To process your requests, purchases, transactions, and payments and prevent transactional fraud.
5. To provide you with support and to respond to inquiries, including investigating and addressing your concerns and monitoring and improving response.                         
6. To personalize your website experience and to deliver content and product and service offerings relevant to  your interests, including targeted offers and ads through our website and third-party sites.                         
7. For testing, research, analysis, and product development, including to develop and improve our website, products, and services.                         
8. To respond to law enforcement requests and as required by applicable law, court order, or governmental  regulations.                         
9. As described to you when collecting your personal information or as otherwise set forth in the CCPA.

                       We will not collect additional categories of  personal information or use the personal information we collected for materially different, unrelated, or incompatible  purposes without providing you notice.                     

Sharing Personal Information: We may disclose your personal information to a  third party for business purposes. When we disclose personal  information for a business purpose, we enter a  contract that describes the purpose and requires the recipient to both keep that personal information confidential  and not use it for any purpose except performing the contact. The  CCPA prohibits third parties who receive your  personal information from reselling it unless you have received explicit notice and an opportunity to opt-out of  the sale of your personal information. We share your personal  information only with service providers.

In the preceding twelve months, we have disclosed  the following categories of personal information for a business  purpose: (a) identifiers; (b) California  Customer records personal information (as described above); (c)  commercial  information; (d) internet or other similar  network activity; and (e) inferences drawn from other personal  information. The only category of third parties  with whom we share your personal information is service providers.

Sale of Personal Information: In the preceding twelve months, we have not sold personal information.                     

Your Rights and Choices: The CCPA provides consumers who are California  residents with specific rights regarding their personal information. This section describes your CCPA rights and  explains how to exercise those rights.                     

Access to Specific Information and Data Portability Rights: You have the right to request that we disclose  certain information to you about our collection and use of your   personal information over the past twelve  months. Once we receive and confirm your verifiable consumer request, we  will disclose to you: (a) the categories of  personal information we collected about you; (b) the categories of  sources of the personal information we collected  about you; (c) our business or commercial purpose for collecting or disclosing your personal information; (d) the  categories of third parties with whom we share your personal                         information; (e) the specific pieces of personal  information we collected about you (this is also called a data portability request); (f) if we disclosed your  personal information for a business purpose we will provide the  personal information categories that each  recipient received.                     

Deletion of Request Rights: You have the right to request that we delete any  of your personal information that we collected from you and  retained, subject to certain exceptions. Once we  have received and confirmed your verifiable request, we will delete,  and direct our service providers to delete, your  personal information from our records, unless an exception applies.We may deny your request if retaining the  information is necessary for us or our service providers to: (1)  complete the transaction for which we collected the  personal information, provide a good or service that you requested, take  actions reasonably anticipated within the  context of our ongoing business relationship with you, fulfill the terms                         of the written warranty or product recall  conducted in accordance with federal law, or otherwise perform our  contract with you; (2) detect security  incidents, protect against malicious, deceptive, fraudulent, or illegal  activity, or prosecute those responsible for  such activities; (3) debug products to identify and repair errors  that impair existing intended functionality; (4)  exercise free speech, ensure the right of another consumer to  exercise their free speech rights, or exercise  another right provided for by law; (5) comply with the California   Electronic Communications Privacy Act (Cal.  Penal Code § 1546 et. seq.); (6) Engage in public or peer-reviewed  scientific, historical or statistical research  in the public interest that adheres to all other applicable ethics  and privacy laws, when the information’s  deletion may likely render impossible or seriously impair the research’s  achievement, if you previously provided informed  consent; (7) enable solely internal uses that are reasonably   aligned with consumer expectations based on your  relationship with us; (8) comply with a legal obligation; or (9)  make other internal and lawful uses of that  information that are compatible with the context in which you provided it.                     

Exercising Access, Data Portability, and Deletion Rights: To exercise the access, data portability, and  deletion rights described above, please submit a verifiable consumer request to us by either calling us at  or  e-mailing us at kat@katsoditus.com. Only you, or someone legally authorized to act  on your behalf, may make a verifiable consumer request related to your personal information. You may also make a  verifiable consumer request on behalf of your minor child. To designate an authorized agent, please submit  proof of authorization with the verifiable request. You may only make a verifiable consumer request  for access or data portability twice within a 12-month period. The verifiable consumer request must provide  sufficient information that allows us to reasonably verify you are the person about whom we collected personal  information or an authorized representative and describe your request  with   sufficient detail that allows us to properly  understand, evaluate and respond to it. We cannot respond to your  request or provide you with personal information  if we cannot verify your identity or the authority to make the request and confirm the personal information  relates to you. We will only use any personal information provided in                         a verifiable consumer request to verify the  requestor's identity or authority to make the request. Making a                         verifiable request does not require you to  create an account with us. We will never provide your social security   number, credit card numbers, or any other  sensitive personal information pursuant to a request under the CCPA,  rather we will treat any such requests as  requests to delete.                     

Response Timing and Format: We use our best efforts to respond to verifiable  consumer requests within forty-five days of its receipt. If we  require more time, up to ninety days, we will  inform you of the reason and the extension period in writing. We will  deliver our written response by mail or  electronically, at your option. Any disclosure we provide will only cover the  twelve-month period preceding the receipt of a verifiable consumer request. The response we provide will also  explain the reasons we cannot comply with a request, if applicable. For  data portability requests, we will select a  format to provide your personal information that is readily useable and  should allow you to transmit the information  from one entity to another without hindrance, specifically in a portable document format sent through your  account or the e-mail address provided. We do not charge a fee to process or respond to  your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that  the request warrants a fee, we will tell you why we made that  decision and provide you with a cost estimate  before completing your request.                     

Personal Information Sales Opt-Out and Opt-In Rights: We do not sell your personal information. If at  any time we decide to sell your personal information, we will  provide notice beforehand, pursuant to the CCPA, and  provide instructions for you to opt-out of the sale of personal information.                     

Non-Discrimination: We will not discriminate against you for  exercising any of your rights under the CCPA. Specifically, unless   permitted by the CCPA, we will not: (a) deny you goods or  services; (b) charge you different prices or rates for goods or  services, including through granting discounts  or other benefits, or imposing penalties; (c) provide you a different  level or quality of goods or services; or (d)  suggest that you may receive a different price or rate for goods or services or a different level or quality of  goods or services. However, we may offer you certain financial  incentives permitted by the CCPA that can result  in different prices, rates, or quality levels. Any CCPA-permitted  financial incentive we offer will reasonably  relate to the value of your personal information and contain written terms that describe the program’s material  aspects. Participation in a financial incentive program requires you to  opt-in, which may be revoked at any time.                     

PLEASE READ THE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. This site is free to use by our visitors.  By using this site, you (the user) are agreeing to comply with and be bound by the following terms of use. After reviewing the following terms and conditions thoroughly, if you do not agree to the terms and conditions, please do not use this site. 

TCPA & Registration Terms:

If you choose to register on our website you hereby consent to receive auto dialed and/or prerecorded telemarketing calls and/or text messages on the phone number(s) you provide from or on behalf of Real Estate Alliance & Lease and/or Katherine "Kat" Soditus or it's participating lenders or affiliates, which may use an automatic telephone dialing system, an artificial or prerecorded voice or text message. Standard message and data rates may apply; please check with your wireless carrier regarding fees. You acknowledge that you may receive emails or communications with mortgage-related information. You also certify that the provided number is your actual cellular phone number. Furthermore, if your cell phone number changes, we ask for prompt notice of your new phone number.

If you wish to opt out of phone calls, text or emails please click this link:

http://www.KatSoditus.com/contact and state your request on the contact form.

Acceptance of Agreement: You agree to the terms and conditions outlined in this Terms and Conditions of use Agreement (Agreement) with respect to our site (the Site). This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, free product samples or freebie offers or services provided by or listed on the Site, and the subject matter of this Agreement. This Agreement may be amended by us at any time and at any frequency  without specific notice to you. The latest Agreement will be posted on the Site, and you should review this  Agreement prior to using the Site. 

Copyright: The content, organization, graphics, design, and other matters related to the Site are protected under applicable copyrights and other proprietary laws, including but not limited to intellectual property laws. The  copying, reproduction, use, modification or publication by you of any such matters or any part of the Site is strictly prohibited, without our express prior written permission. 

Deleting and Modification: We reserve the right, in our sole discretion, without any obligation and without any notice requirement to you, to edit or delete any documents, information or other content appearing on the Site, including this Agreement.     

Indemnification. You agree to indemnify, defend and hold us, our officers, our share holders, our partners,     attorneys and employees harmless from any and all liability, loss, damages, claim and expense, including     reasonable attorney's fees, related to your violation of this Agreement or use of the Site. 

DISCLAIMER: THE CONTENT, SERVICES,FREE PRODUCT SAMPLES AND FREEBIE OFFERS  FROM OR LISTED THROUGH THE SITE ARE PROVIDED"AS-IS," "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, QUALITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THIS SITE AND ANY WEBSITE WITH WHICH IT IS LINKED. THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE. IN PARTICULAR, BUT NOT AS A LIMITATION, WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LOSS OF MONEY, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE ARE     FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU THE USER. THIS SITE AND THE INFORMATION WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT. THE INFORMATION AND ALL OTHER MATERIALS ON THE SITE ARE PROVIDED FOR GENERAL INFORMATION PURPOSES ONLY AND DO NOT CONSTITUTE PROFESSIONAL ADVICE. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY AND COMPLETENESS OF ALL INFORMATION AVAILABLE ON THIS SITE OR ANY WEBSITE WITH WHICH IT IS LINKED.
 

Limits: All responsibility or liability for any damages caused by viruses contained within the electronic file     containing the form or document is disclaimed. We will not be liable to you for any incidental, special or     consequential damages of any kind that may result from use of or inability to use the site.

Third Party Website: All rules, terms and conditions, other policies (including privacy policies) and operating procedures of third-party linked websites will apply to you while on such websites. We are not responsible for the content, accuracy or opinions expressed in such Websites, and such Websites are not investigated, monitored, or checked for accuracy or completeness by us. Inclusion of any linked Website on our Site does not imply approval or endorsement of the linked Website by us. This Site and the third-party linked websites are independent entities and neither party has authority to make any representations or commitments on behalf of the other. If you decide to leave our Site an access these third-party linked sites, you do so at your own risk.
 

Third-Party Products and Services: The only third party that may receive your information is our mortgage partner. They will only receive your information if you wish to pursue a mortgage pre-approval. Then, and only then, will you receive a call from our mortgage affiliate.

Submissions: All suggestions, ideas, notes, concepts, blog posts, and other information you may send to us (collectively, "Submissions") shall be deemed and shall remain our sole property and shall not be subject to any obligation of confidence on our party. Without limited the foregoing, we shall be deemed to own all know and hereafter existing rights of every ind and nature regarding the Submissions and shall be entitled to unrestricted use of the Submissions for any purpose, without compensation to the provider of the Submissions.
 

For Everyone, Especially Our Canadian Friends: By clicking Register, you understand that real estate professionals and/or lenders may call/text you regarding your inquiry, and may involve automated means and pre-recorded/artificial voices. Registration is not a condition of buying any property, goods or services. Messages/data rates may apply; please consult your wireless carrier for costs. Consent can be withdrawn at         any time by clicking the "unsubscribe" link contained in the email.     

General: You agree that all actions or proceedings arising directly or indirectly out of this agreement, or your use of the site or any sample products, freebie offers or services obtained by you through such use, shall be litigated in the District Court of Oregon. you are expressly submitting and consenting in advance to such jurisdiction in any action or proceeding in any of such court, and are waiving any claim that the District Court of Oregon is an inconvenient forum or an improper forum based on lack of venue. This site is controlled by Katherine Soditus in the State of Oregon, USA. As such, the laws of Oregon will govern the terms and conditions contained in this Agreement and elsewhere throughout the Site, without giving effect to any principles of conflicts of laws. 

GDPR Compliance: This Site is intended solely for individuals residing outside of the territory of the European Union. By accessing and using this Site, you hereby agree and represent either (i) you are not a resident of the European Union, or (ii) if you are a resident of the European Union, that you hereby provide express consent to any personal information which may be collected from you by this Site, including, but not limited to, first name, last name, email address, phone number, physical address, IP address, and social media accounts and information. In no event shall any user cause this Site to collect personal information of any individual residing in the European Union without first obtaining the express consent of such individual.